:root{
  --topnav-h:70px;
  --subnav-h:45px;
  --ink:#15181F;
  --ink-soft:#5B6472;
  --primary:#2C5CF5;
  --primary-deep:#1C3FC7;
  --primary-soft:#EAF0FF;
  --accent:#FF7A3D;
  --accent-deep:#E4611F;
  --accent-soft:#FFE9DB;
  --line:#E6EAF3;
  --paper:#FFFFFF;
  --paper-alt:#F7F9FD;
  --paper-warm:#F4F7FF;
  --sans:'Pretendard', "Apple SD Gothic Neo", "Malgun Gothic", sans-serif;
  --mono:'Pretendard', monospace;
}
*{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:var(--sans);
  line-height:1.7;
  word-break:keep-all;
  overflow-wrap:break-word;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
a{ color:inherit; }
::selection{ background:var(--accent-soft); }

.reveal{ opacity:0; transform:translateY(16px); transition:opacity .6s cubic-bezier(.2,.6,.2,1), transform .6s cubic-bezier(.2,.6,.2,1); }
.reveal.is-visible{ opacity:1; transform:translateY(0); }
@media (prefers-reduced-motion: reduce){ .reveal{ opacity:1; transform:none; transition:none; } }

#progress{ position:fixed; top:0; left:0; height:3px; width:0%; background:var(--accent); z-index:400; transition:width .08s linear; }

/* ══════════ 헤더 ══════════ */
.topnav{ position:sticky; top:0; z-index:200; background:rgba(255,255,255,0.94); backdrop-filter:blur(8px); border-bottom:1px solid var(--line); }
.topnav-inner{ max-width:1180px; margin:0 auto; display:flex; align-items:center; justify-content:space-between; padding:16px 24px; gap:24px; }
.topnav-brand{ text-decoration:none; flex-shrink:0; display:flex; align-items:baseline; gap:9px; }
.topnav-brand .brand-main{ font-weight:900; font-size:22px; color:var(--primary-deep); letter-spacing:-0.01em; }
.topnav-brand .brand-sub{ font-weight:700; font-size:14px; color:var(--ink-soft); }
.topnav-links{ display:flex; align-items:center; gap:26px; flex:1; justify-content:flex-end; }
.topnav-links a{ font-size:14.5px; font-weight:600; color:var(--ink-soft); text-decoration:none; white-space:nowrap; }
.topnav-links a:hover{ color:var(--primary-deep); }
.topnav-links a.home-link{ color:var(--primary-deep); font-weight:700; }
.topnav-right{ display:flex; align-items:center; gap:14px; flex-shrink:0; }
.topnav-cta{ background:var(--primary); color:#fff; font-size:14.5px; font-weight:700; padding:10px 18px; border-radius:24px; border:none; cursor:pointer; white-space:nowrap; transition:background .2s ease; }
.topnav-cta:hover{ background:var(--primary-deep); }
.topnav-menu-btn{ display:none; background:none; border:1px solid var(--line); border-radius:8px; width:38px; height:38px; align-items:center; justify-content:center; font-size:17px; color:var(--primary-deep); cursor:pointer; flex-shrink:0; }
.mobile-nav-panel{ display:none; position:absolute; top:100%; left:0; right:0; background:var(--paper); border-bottom:1px solid var(--line); box-shadow:0 14px 26px rgba(44,92,245,0.12); padding:6px 20px 14px; }
.mobile-nav-panel.open{ display:block; }
.mobile-nav-panel a{ display:block; padding:14px 2px; font-size:15.5px; font-weight:600; color:var(--ink); text-decoration:none; border-bottom:1px solid var(--line); }
.mobile-nav-panel a:last-child{ border-bottom:none; }

/* ══════════ 헤더 2번째 줄: 카테고리 텍스트 바 ══════════ */
.cat-row{ position:sticky; top:var(--topnav-h); z-index:190; background:#fff; border-bottom:1px solid var(--line); overflow-x:auto; scrollbar-width:none; -ms-overflow-style:none; }
.cat-row::-webkit-scrollbar{ display:none; }
.cat-row-inner{ max-width:1180px; margin:0 auto; display:flex; align-items:center; justify-content:center; width:max-content; min-width:100%; padding:0 24px; }
.cat-row-inner a{ flex-shrink:0; font-family:var(--sans); font-size:14px; font-weight:600; color:var(--ink-soft); text-decoration:none; padding:12px 14px; border-bottom:2px solid transparent; white-space:nowrap; transition:color .15s ease, border-color .15s ease; }
.cat-row-inner a:hover{ color:var(--primary-deep); border-bottom-color:var(--primary); }
.cat-row-inner a.active{ color:var(--primary-deep); border-bottom-color:var(--primary); }
.cat-row-inner .sep{ color:var(--line); flex-shrink:0; }

/* ══════════ 히어로 ══════════ */
.hero{ position:relative; overflow:hidden; padding:0; min-height:720px; display:flex; align-items:center; }
.hero-bg-img{ position:absolute; inset:0; width:100%; height:100%; object-fit:cover; z-index:0; }
.hero-bg-overlay{ position:absolute; inset:0; z-index:1; background:linear-gradient(100deg, rgba(10,12,18,0.92) 0%, rgba(10,12,18,0.78) 36%, rgba(10,12,18,0.38) 66%, rgba(10,12,18,0.1) 100%); }
.hero-flex{ position:relative; z-index:2; width:100%; max-width:1180px; margin:0 auto; padding:80px 24px; box-sizing:border-box; display:flex; align-items:flex-start; gap:56px; flex-wrap:wrap; }
.hero-text-col{ max-width:600px; flex:1 1 420px; }
.hero-side-col{ max-width:420px; flex:0 1 420px; margin-top:0; }

.hero h1{ font-weight:900; font-size:clamp(32px,4vw,50px); line-height:1.28; margin:0 0 22px; letter-spacing:-0.015em; color:#fff; text-shadow:0 2px 20px rgba(0,0,0,0.3); }
.hero h1 em{ font-style:normal; color:var(--accent); }
.hero p.hero-sub{ font-size:18.5px; font-weight:500; color:rgba(255,255,255,0.86); max-width:46ch; margin:0 0 30px; text-shadow:0 1px 12px rgba(0,0,0,0.25); }

.hero-stats{ display:flex; gap:10px; flex-wrap:wrap; margin-bottom:36px; }
.hero-stats .item{ font-size:14.5px; color:#fff; font-weight:700; display:flex; align-items:center; gap:7px; background:rgba(255,255,255,0.12); backdrop-filter:blur(6px); border:1px solid rgba(255,255,255,0.28); padding:9px 16px; border-radius:20px; text-decoration:none; }
.hero-stats .item::before{ content:"●"; color:var(--accent); font-size:8px; }
.hero-stats .item-highlight{ background:var(--accent); border-color:var(--accent); color:#fff; cursor:pointer; box-shadow:0 10px 22px -10px rgba(255,122,61,0.7); transition:background .2s ease, transform .15s ease; }
.hero-stats .item-highlight::before{ content:"✨"; color:#fff; font-size:11px; }
.hero-stats .item-highlight:hover{ background:var(--accent-deep); transform:translateY(-2px); }

.diff-slider-label{ font-size:clamp(20px,2.4vw,29px); font-weight:900; letter-spacing:-0.01em; color:#fff; text-shadow:0 2px 16px rgba(0,0,0,0.3); margin:0 0 18px; line-height:1.3; }
.diff-slider-label em{ font-style:normal; color:var(--accent); }
.diff-stack{ display:flex; flex-direction:column; gap:10px; }
.diff-row{ display:flex; align-items:center; gap:14px; padding:14px 20px; border-radius:14px; background:rgba(255,255,255,0.92); backdrop-filter:blur(10px); border-left:4px solid transparent; box-shadow:0 10px 26px -14px rgba(0,0,0,0.4); transition:background .3s ease, border-color .3s ease, box-shadow .3s ease; }
.diff-row:hover{ box-shadow:0 16px 34px -14px rgba(44,92,245,0.38); }
.diff-row .ic{ font-size:18px; line-height:1; flex-shrink:0; width:38px; height:38px; border-radius:50%; display:flex; align-items:center; justify-content:center; background:var(--primary-soft); }
.diff-row:nth-child(2) .ic{ background:#E1F5EC; }
.diff-row:nth-child(3) .ic{ background:var(--accent-soft); }
.diff-row .txt{ display:flex; flex-direction:column; gap:3px; }
.diff-row strong{ font-size:16.5px; font-weight:800; color:var(--ink); letter-spacing:-0.01em; white-space:nowrap; transition:color .3s ease, font-size .3s ease; }
.diff-row .sub{ font-size:12.5px; color:var(--ink-soft); }
.diff-row.is-active{ border-left-color:var(--primary); box-shadow:0 16px 36px -14px rgba(44,92,245,0.4); }
.diff-row.is-active strong{ color:var(--primary-deep); font-size:18.5px; }

/* 히어로에서 분리된 차별화 포인트 섹션(밝은 배경용) */
.diff-section{ max-width:1180px; margin:36px auto 0; padding:56px 24px 72px; background:var(--primary-soft); border-radius:28px; scroll-margin-top:calc(var(--topnav-h) + var(--subnav-h) + 14px); }
.diff-section-head{ max-width:640px; margin:0 auto 22px; text-align:left; }
.diff-section-eyebrow{ font-size:clamp(23px,3vw,30px); font-weight:900; letter-spacing:-0.01em; color:var(--ink); margin:0 0 80px; line-height:1.35; }
.diff-section-brand{ font-size:clamp(19px,2.2vw,25px); font-weight:800; color:var(--primary-deep); margin:0 0 10px; letter-spacing:-0.01em; }
.diff-section-label{ font-size:clamp(17px,2vw,21px); font-weight:700; color:var(--ink-soft); margin:0; line-height:1.4; }
.diff-section .diff-stack{ max-width:640px; margin:0 auto; }
.diff-section .diff-row{ background:var(--paper); border:1px solid var(--line); box-shadow:0 4px 14px -8px rgba(20,24,31,0.08); }
.diff-section .diff-row.is-active{ box-shadow:0 14px 30px -14px rgba(44,92,245,0.3); }

.hero-cta-row{ display:flex; align-items:stretch; gap:12px; margin-top:32px; flex-wrap:wrap; }
.hero-cta-btn-box{ flex:1 1 auto; background:var(--primary); color:#fff; font-size:15.5px; font-weight:800; padding:16px 22px; border:none; border-radius:12px; cursor:pointer; box-shadow:0 18px 36px -12px rgba(44,92,245,0.55); transition:background .2s ease, transform .15s ease; white-space:nowrap; }
.hero-cta-btn-box:hover{ background:var(--primary-deep); transform:translateY(-2px); }
.hero-benefit-box{ flex:1 1 auto; background:rgba(255,255,255,0.95); color:var(--accent-deep); font-size:12.5px; font-weight:700; padding:10px 14px; border-radius:12px; text-align:center; display:flex; align-items:center; justify-content:center; }
.hero-cta-sub{ font-size:12.5px; color:var(--ink-soft); margin:0 0 14px; }
.hero-cta-card .assurance-list{ text-align:left; margin-bottom:14px; }
.hero-cta-card .submit-btn{ margin-top:2px; }
.hero-form-card .assurance-list li{ font-size:12.5px; padding:7px 0; }
.hero-form-card .field{ margin-bottom:6px; }
.hero-form-card .field label{ font-size:12.5px; margin-bottom:2px; }
.hero-form-card .field input, .hero-form-card .field select{ padding:6px 9px; font-size:13px; }
.hero-form-card .gender-group label{ padding:5px; font-size:12.5px; }
.hero-form-card .submit-btn{ padding:9px; font-size:13.5px; }
.hero-form-card .consent-label{ font-size:11.5px; }
.hero-form-card .modal-benefit-note{ font-size:11px; padding:4px 8px; }
.modal-card.hero-form-card{ background:#F5F5F4; }
.form-card-label{ font-size:11px; font-weight:700; letter-spacing:0.08em; text-transform:uppercase; color:var(--primary-deep); margin:0 0 5px; }
.form-card-title{ font-size:19px; font-weight:800; margin:0 0 18px; letter-spacing:-0.005em; }
.hero-form-card .form-card-title{ font-size:15px; margin-bottom:8px; }

/* 파트너 마퀴 */
.hero-partner{ max-width:1180px; margin:0 auto; padding:36px 0 56px; }
.hero-partner-label{ font-weight:700; font-size:15px; color:var(--ink-soft); margin-bottom:14px; padding-left:24px; }
.partner-track-wrap{ overflow:hidden; }
.partner-track{ display:flex; align-items:center; gap:40px; width:max-content; padding-left:24px; animation:partner-scroll 80s linear infinite; }
.partner-track-wrap:hover .partner-track{ animation-play-state:paused; }
@keyframes partner-scroll{ from{ transform:translateX(0);} to{ transform:translateX(-50%);} }
.partner-track .logo-item{ flex-shrink:0; display:flex; align-items:center; background:#fff; border:1px solid var(--line); border-radius:10px; padding:10px 18px; }
.category-band{ background:var(--paper-alt); padding:1px 0 4px; }
.icon-nav-head{ max-width:1180px; margin:0 auto; padding:44px 24px 0; text-align:center; }
.icon-nav-head h2{ font-weight:900; font-size:clamp(22px,2.8vw,30px); margin:0; letter-spacing:-0.01em; }
.partner-track img{ height:clamp(30px, 6vw, 42px); width:clamp(90px, 17vw, 132px); object-fit:contain; display:block; image-rendering:-webkit-optimize-contrast; }

/* ══════════ 카테고리 아이콘 내비 ══════════ */
.icon-nav{ max-width:1180px; margin:0 auto; padding:54px 24px; display:grid; grid-template-columns:repeat(6,1fr); gap:14px; }
.icon-nav a{ display:flex; flex-direction:column; align-items:center; gap:10px; text-decoration:none; padding:20px 8px; border-radius:16px; border:1px solid var(--line); transition:border-color .2s ease, box-shadow .2s ease, transform .2s ease; }
.icon-nav a:hover{ border-color:var(--primary); box-shadow:0 14px 30px -16px rgba(44,92,245,0.28); transform:translateY(-3px); }
.icon-nav .icon-circle{ width:48px; height:48px; border-radius:50%; background:var(--primary-soft); display:flex; align-items:center; justify-content:center; font-size:22px; }
.icon-nav .label{ font-size:13.5px; font-weight:700; color:var(--ink); text-align:center; }

/* ══════════ 신뢰 포인트 ══════════ */
.trust-section{ max-width:1180px; margin:0 auto; padding:20px 24px 64px; }
.trust-head{ text-align:center; margin-bottom:44px; }
.trust-head h2{ font-weight:900; font-size:clamp(23px,3vw,32px); margin:0 0 12px; letter-spacing:-0.01em; }
.trust-head h2 em{ font-style:normal; color:var(--primary); }
.trust-head p{ color:var(--ink-soft); font-size:15.5px; }
.trust-grid{ display:grid; grid-template-columns:1fr 1fr; gap:32px 52px; }
.trust-item .num{ font-weight:800; font-size:14px; color:#fff; background:var(--primary); display:inline-block; padding:3px 10px; border-radius:6px; margin-bottom:10px; }
.trust-item h3{ font-size:17px; font-weight:800; margin:0 0 6px; }
.trust-item p{ font-size:14.5px; color:var(--ink-soft); margin:0; }

/* 안심케어 혜택 */
.care-section{ background:var(--primary-soft); padding:56px 24px; }
.care-inner{ max-width:1000px; margin:0 auto; }
.care-head{ text-align:center; margin-bottom:30px; }
.care-head .eyebrow{ font-size:12.5px; font-weight:700; letter-spacing:0.06em; color:var(--primary-deep); margin-bottom:10px; display:block; }
.care-head h2{ font-weight:900; font-size:clamp(21px,2.8vw,30px); margin:0 0 10px; letter-spacing:-0.01em; }
.care-head h2 em{ font-style:normal; color:var(--primary-deep); }
.care-head p{ color:var(--ink-soft); font-size:15px; margin:0; }
.care-stats{ display:flex; justify-content:center; gap:36px; margin:26px 0 32px; flex-wrap:wrap; }
.care-stat{ text-align:center; }
.care-stat .n{ font-weight:900; font-size:24px; color:var(--primary-deep); display:block; }
.care-stat .l{ font-size:12.5px; color:var(--ink-soft); }
.care-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
@media (max-width:900px){ .care-grid{ grid-template-columns:1fr; } }
.care-card{ background:#fff; border-radius:14px; padding:24px 22px; box-shadow:0 8px 24px -14px rgba(44,92,245,0.24); border:1px solid transparent; transition:border-color .2s ease, box-shadow .2s ease, transform .2s ease; }
.care-card:hover{ border-color:var(--primary); box-shadow:0 16px 34px -14px rgba(44,92,245,0.4); transform:translateY(-3px); }
.care-card .icon{ font-size:22px; display:block; margin-bottom:8px; }
.care-card h3{ font-size:16px; font-weight:800; margin:0 0 8px; color:var(--primary-deep); }
.care-badge{ display:inline-block; font-size:11px; font-weight:700; color:#fff; background:var(--accent-deep); padding:2px 8px; border-radius:20px; margin-left:6px; vertical-align:2px; }
.care-card p{ font-size:13.5px; color:var(--ink-soft); margin:0; }
.care-section-eyebrow{ text-align:center; font-size:16.5px; font-weight:800; color:var(--ink); margin:36px 0 4px; letter-spacing:-0.005em; }
.highlight-marker{ background:linear-gradient(120deg, rgba(255,122,61,0.32) 0%, rgba(255,122,61,0.32) 100%); background-repeat:no-repeat; background-size:100% 42%; background-position:0 88%; padding:0 2px; }
.care-cta{ text-align:center; margin-top:10px; }
.care-cta a{ font-size:14px; font-weight:700; color:var(--primary-deep); text-decoration:none; }
.care-foot{ text-align:center; margin-top:14px; font-size:12.5px; color:var(--ink-soft); }
@media (max-width:640px){ .care-grid{ grid-template-columns:1fr; } .care-stats{ gap:22px; } }

/* 마퀴 배너 */
.marquee-band{ background:var(--primary-soft); border-top:1px solid var(--line); border-bottom:1px solid var(--line); overflow:hidden; padding:20px 0; }
.marquee-track{ display:flex; gap:44px; width:max-content; animation:marquee-scroll 28s linear infinite; white-space:nowrap; }
.marquee-track span{ font-weight:800; font-size:23px; color:var(--ink); }
.marquee-track span em{ font-style:normal; color:var(--primary-deep); }
@keyframes marquee-scroll{ from{ transform:translateX(0);} to{ transform:translateX(-50%);} }

/* ══════════ 카테고리 상세 그리드 ══════════ */
.cat-detail-section{ max-width:1180px; margin:0 auto; padding:64px 24px; }
.cat-head{ text-align:center; margin-bottom:44px; }
.cat-head h2{ font-weight:900; font-size:clamp(23px,3vw,32px); margin:0 0 12px; }
.cat-head p{ color:var(--ink-soft); font-size:15.5px; }
.cat-detail-grid{ display:grid; grid-template-columns:1fr 1fr; gap:22px; }
.cat-detail-card{ scroll-margin-top:calc(var(--topnav-h) + var(--subnav-h) + 14px); border:1px solid var(--line); border-radius:18px; padding:28px 26px; background:var(--paper); transition:border-color .2s ease, box-shadow .2s ease, transform .2s ease; }
.cat-detail-card:hover{ border-color:var(--primary); box-shadow:0 14px 30px -16px rgba(44,92,245,0.28); transform:translateY(-3px); }
.cat-detail-card .head{ display:flex; align-items:center; gap:12px; margin-bottom:14px; }
.cat-detail-card .icon-circle{ width:42px; height:42px; border-radius:50%; background:var(--primary-soft); display:flex; align-items:center; justify-content:center; font-size:20px; flex-shrink:0; }
.cat-detail-card h3{ font-size:18.5px; font-weight:800; margin:0; }
.cat-detail-card .concept{ font-size:14.5px; color:var(--ink-soft); margin:0 0 16px; }
.cat-detail-card ul{ list-style:none; margin:0 0 20px; padding:0; }
.cat-detail-card li{ display:flex; gap:8px; font-size:14px; color:var(--ink); padding:7px 0; border-top:1px dashed var(--line); }
.cat-detail-card li:first-child{ border-top:none; }
.cat-detail-card li::before{ content:"✓"; color:var(--primary); font-weight:700; flex-shrink:0; }
.cat-detail-card .cta-row{ display:flex; gap:8px; }
.cat-detail-card .cta-row > *{ flex:1; min-width:0; }
.cat-detail-card .cta-line{ display:block; width:100%; font-size:14px; font-weight:700; color:var(--primary-deep); background:var(--primary-soft); border:none; border-radius:8px; padding:11px; cursor:pointer; text-align:center; text-decoration:none; box-sizing:border-box; }
.cat-detail-card .cta-line:hover{ background:#DCE6FF; }
.cat-detail-card .cta-solid{ display:block; width:100%; font-size:14px; font-weight:700; color:#fff; background:var(--primary); border:none; border-radius:8px; padding:11px; cursor:pointer; text-align:center; text-decoration:none; box-sizing:border-box; transition:background .18s ease; }
.cat-detail-card .cta-solid:hover{ background:var(--primary-deep); }

/* 카테고리 단독페이지용 상세 섹션(더 큰 버전) */
.cat-solo-section{ max-width:820px; margin:0 auto; padding:56px 24px 28px; scroll-margin-top:calc(var(--topnav-h) + 20px); }
.cat-solo-section .cat-head{ position:relative; padding-top:22px; margin-bottom:40px; }
.cat-solo-section .cat-head::before{ content:""; position:absolute; top:0; left:50%; transform:translateX(-50%); width:64px; height:4px; border-radius:3px; background:linear-gradient(90deg, var(--primary) 0%, var(--accent) 100%); }
.cat-solo-section .concept{ font-size:16px; color:var(--ink-soft); margin:0 0 40px; text-align:left; }
.cat-solo-section ul{ list-style:none; margin:0 0 32px; padding:0; }
.cat-solo-section li{ display:flex; gap:12px; font-size:15.5px; color:var(--ink); padding:15px 0; border-top:1px dashed var(--line); }
.cat-solo-section li:first-child{ border-top:none; }
.cat-solo-section li::before{ content:"✓"; color:var(--primary); font-weight:700; flex-shrink:0; }
.cat-solo-section h3{ font-size:19px; font-weight:800; color:var(--ink); margin:38px 0 12px; letter-spacing:-0.005em; }
.cat-solo-section .sub-text{ font-size:15.5px; color:#3B4250; line-height:1.9; margin:0 0 10px; }
.cat-solo-section .checklist-label{ font-size:16px; font-weight:800; color:var(--ink); margin:0; padding:48px 0 16px; border-top:2px solid var(--line); position:relative; }
.cat-solo-section .checklist-label::before{ content:""; position:absolute; top:-2px; left:0; width:58px; height:3px; border-radius:2px; background:var(--accent); }
.cat-solo-section .compare-table-wrap{ overflow-x:auto; border:1px solid var(--line); border-radius:12px; margin:18px 0 28px; box-shadow:0 6px 20px -14px rgba(20,24,31,0.12); }
.cat-solo-section table.compare-table{ width:100%; border-collapse:collapse; min-width:440px; font-size:14px; }
.cat-solo-section table.compare-table th, .cat-solo-section table.compare-table td{ padding:11px 15px; text-align:left; border-bottom:1px solid var(--line); }
.cat-solo-section table.compare-table thead th{ font-size:12.5px; letter-spacing:0.03em; color:#fff; background:var(--primary); border-bottom:none; }
.cat-solo-section table.compare-table tbody tr:nth-child(even){ background:var(--paper-alt); }
.cat-solo-section table.compare-table tbody tr:last-child td{ border-bottom:none; }
.cat-solo-section table.compare-table tbody td:first-child{ font-weight:700; color:var(--primary-deep); }
.cat-solo-section .source-note{ font-size:12px; color:var(--ink-soft); margin:8px 0 4px; }
.cat-solo-section .num-list{ margin:16px 0 12px; border-radius:14px; overflow:hidden; background:var(--paper-alt); padding:4px 16px; }
.cat-solo-section .num-item{ display:flex; gap:14px; align-items:flex-start; padding:16px 2px; border-bottom:1px dashed var(--line); }
.cat-solo-section .num-item:first-child{ border-top:none; }
.cat-solo-section .num-item:last-child{ border-bottom:none; }
.cat-solo-section .num-item .n{ font-weight:800; font-size:13.5px; color:#fff; background:var(--accent); flex-shrink:0; width:22px; height:22px; border-radius:50%; display:flex; align-items:center; justify-content:center; margin-top:1px; }
.cat-solo-section .num-item h4{ font-size:15px; font-weight:800; margin:0 0 3px; color:var(--ink); }
.cat-solo-section .num-item p{ font-size:13.5px; color:var(--ink-soft); margin:0; line-height:1.6; }

/* 공통 섹션 */
.plain-section{ max-width:1180px; margin:0 auto; padding:20px 24px 68px; scroll-margin-top:calc(var(--topnav-h) + 20px); }
.plain-section#insurer{ background:var(--paper-alt); border-radius:28px; margin-top:16px; padding-top:44px; }
.plain-head{ text-align:center; margin-bottom:38px; }
.plain-head h2{ font-weight:900; font-size:clamp(23px,3vw,30px); margin:0 0 12px; }
.plain-head p{ color:var(--ink-soft); font-size:15px; }
.plain-section .num-list{ max-width:820px; margin:0 auto; }
.plain-section .insurer-list{ max-width:820px; margin:0 auto 14px; }
.plain-section .insurer-more-btn{ display:block; max-width:820px; margin-left:auto; margin-right:auto; }

.num-list{ counter-reset:item; }
.num-item{ display:flex; gap:18px; align-items:flex-start; padding:16px 0; border-bottom:1px dashed var(--line); }
.num-item:first-child{ border-top:1px dashed var(--line); }
.num-item .n{ font-weight:700; font-size:14.5px; color:var(--accent); flex-shrink:0; width:24px; }
.num-item h3{ font-size:16px; font-weight:700; margin:0 0 4px; }
.num-item p{ font-size:15px; color:var(--ink-soft); margin:0; }

.insurer-list{ display:flex; flex-direction:column; gap:10px; }
.insurer-row{ display:flex; align-items:center; justify-content:space-between; padding:14px 18px; border:1px solid var(--line); border-radius:12px; background:var(--paper); box-shadow:0 1px 2px rgba(20,24,31,0.04); transition:box-shadow .2s ease, transform .2s ease, border-color .2s ease; }
.insurer-row:hover{ box-shadow:0 10px 24px -8px rgba(44,92,245,0.16); transform:translateY(-2px); border-color:#C9D6FA; }
.insurer-row .name{ font-size:15.5px; font-weight:700; display:flex; align-items:center; }
.insurer-row .name img{ height:clamp(26px, 5vw, 36px); width:clamp(78px, 15vw, 108px); object-fit:contain; }
.insurer-row .right{ display:flex; align-items:center; gap:16px; }
.insurer-row .btn-line{ font-size:14px; font-weight:700; color:var(--primary-deep); background:var(--paper); border:1px solid var(--line); border-radius:6px; padding:8px 12px; white-space:nowrap; cursor:pointer; text-decoration:none; transition:border-color .18s ease, background .18s ease; }
.insurer-row .btn-line:hover{ border-color:var(--primary); background:var(--paper-warm); }
.insurer-row .btn-solid{ font-size:14px; font-weight:700; color:#fff; background:var(--primary); border:none; border-radius:6px; padding:8px 12px; white-space:nowrap; cursor:pointer; transition:background .18s ease; }
.insurer-row .btn-solid:hover{ background:var(--primary-deep); }
.insurer-row.extra{ display:none; }
.insurer-more-btn{ width:100%; margin-top:4px; padding:13px; background:var(--paper-alt); border:1px solid var(--line); font-size:14px; font-weight:600; color:var(--ink-soft); cursor:pointer; border-radius:8px; text-align:center; }
.insurer-more-btn:hover{ background:var(--line); color:var(--ink); }

/* FAQ */
.faq-list{ max-width:820px; margin:0 auto; display:flex; flex-direction:column; gap:10px; }
.faq-item{ border:1px solid var(--line); border-radius:12px; padding:4px 20px; background:var(--paper); }
.faq-item summary{ cursor:pointer; font-size:15.5px; font-weight:700; padding:16px 0; list-style:none; display:flex; justify-content:space-between; align-items:center; }
.faq-item summary::-webkit-details-marker{ display:none; }
.faq-item summary::after{ content:"+"; font-size:20px; color:var(--primary); font-weight:400; }
.faq-item[open] summary::after{ content:"–"; }
.faq-item p{ font-size:14.5px; color:var(--ink-soft); margin:0 0 16px; }

/* 신청 폼 */
.assurance-list{ list-style:none; margin:0; padding:0; }
.assurance-list li{ display:flex; gap:10px; font-size:15px; padding:10px 0; border-top:1px dashed var(--line); }
.assurance-list li:first-child{ border-top:none; }
.assurance-list li::before{ content:"✓"; color:var(--primary); font-weight:700; flex-shrink:0; }
.field{ margin-bottom:15px; }
.field label{ display:block; font-size:14px; font-weight:700; margin-bottom:6px; }
.field input, .field select{ width:100%; padding:11px 12px; border:1px solid var(--line); border-radius:8px; background:var(--paper-alt); font-family:var(--sans); font-size:15px; color:var(--ink); transition:border-color .18s ease, background .18s ease, box-shadow .18s ease; }
.field input:focus, .field select:focus{ outline:none; border-color:var(--primary); background:#fff; box-shadow:0 0 0 3px rgba(44,92,245,0.14); }
.gender-group{ display:flex; gap:8px; min-width:0; }
.gender-group label{ flex:1; min-width:0; text-align:center; border:1px solid var(--line); border-radius:8px; padding:9px; font-size:14px; font-weight:600; cursor:pointer; transition:border-color .18s ease, background .18s ease; }
.gender-group input{ display:none; }
.gender-group input:checked + span{ color:var(--primary-deep); }
.gender-group label:has(input:checked){ border-color:var(--primary); background:var(--primary-soft); }
.phone-row{ display:flex; gap:8px; min-width:0; }
.phone-row select{ flex:0 0 84px; min-width:0; }
.phone-row input{ min-width:0; flex:1; }
.consent-field{ margin-bottom:16px; }
.consent-label{ display:flex; align-items:flex-start; gap:8px; font-size:13.5px; font-weight:600; cursor:pointer; }
.consent-label input{ flex-shrink:0; margin-top:2px; width:auto; }
.consent-detail{ margin-top:6px; font-size:13px; color:var(--ink-soft); }
.consent-detail summary{ cursor:pointer; color:var(--primary-deep); font-weight:600; }
.consent-detail p{ margin-top:6px; line-height:1.6; }
.modal-benefit-note{ font-size:12.5px; font-weight:700; color:var(--accent-deep); background:var(--accent-soft); padding:8px 10px; border-radius:8px; text-align:center; margin:2px 0 10px; }
.submit-btn{ width:100%; background:var(--primary); color:#fff; font-size:15.5px; font-weight:700; padding:14px; border:none; border-radius:9px; cursor:pointer; margin-top:4px; box-shadow:0 10px 24px -6px rgba(44,92,245,0.4); transition:background .2s ease, transform .15s ease, box-shadow .2s ease; }
.submit-btn:hover{ background:var(--primary-deep); transform:translateY(-1px); }
.form-result{ display:none; margin-top:14px; padding:12px; background:var(--paper-warm); border:1px solid var(--line); border-radius:8px; font-size:14px; text-align:center; color:var(--primary-deep); font-weight:600; }

body.modal-open{ overflow:hidden; }
.modal-overlay{ display:none; position:fixed; inset:0; z-index:300; background:rgba(21,24,31,0.52); align-items:center; justify-content:center; padding:20px; backdrop-filter:blur(2px); }
.modal-overlay.is-open{ display:flex; }
.modal-card{ position:relative; background:var(--paper); border-radius:18px; padding:24px; width:100%; max-width:420px; max-height:90vh; overflow-y:auto; overflow-x:hidden; min-width:0; box-sizing:border-box; box-shadow:0 24px 60px rgba(14,20,28,0.28); animation:modalIn .22s cubic-bezier(.2,.6,.2,1); }
@keyframes modalIn{ from{ opacity:0; transform:translateY(10px) scale(.97); } to{ opacity:1; transform:translateY(0) scale(1); } }
.modal-close{ position:absolute; top:14px; right:14px; width:30px; height:30px; border-radius:50%; border:none; background:var(--paper-alt); color:var(--ink-soft); font-size:14.5px; cursor:pointer; display:flex; align-items:center; justify-content:center; transition:background .18s ease, color .18s ease; }
.modal-close:hover{ background:var(--line); color:var(--ink); }
.modal-card .form-card-title{ padding-right:24px; }
.modal-card .field input, .modal-card .field select{ background:#fff; }

/* 마무리 CTA */
.end-cta{ background:linear-gradient(135deg, rgba(28,63,199,0.9) 0%, rgba(44,92,245,0.85) 100%); color:#fff; padding:44px 32px; margin:0 24px 72px; text-align:center; border-radius:20px; max-width:1132px; margin-left:auto; margin-right:auto; box-shadow:0 24px 48px -16px rgba(28,63,199,0.35); }
.end-cta h3{ font-size:22px; margin:0 0 9px; }
.end-cta p{ font-size:15px; color:#DCE6FF; margin-bottom:20px; }
.end-cta button{ background:#fff; color:var(--primary-deep); border:none; padding:13px 26px; font-weight:700; font-size:15px; border-radius:24px; cursor:pointer; transition:background .2s ease, transform .15s ease; }
.end-cta button:hover{ background:var(--primary-soft); transform:translateY(-1px); }

.mobile-cta-bar{ display:none; }

footer{ padding:0; border-top:1px solid var(--line); }
footer .footer-wrap{ max-width:1180px; margin:0 auto; padding:40px 24px 60px; }
.disclosure{ background:var(--paper-warm); border:1px solid var(--line); border-radius:12px; padding:20px 22px; font-size:13.5px; color:var(--ink-soft); line-height:1.8; }
.disclosure strong{ color:var(--ink); }
.disclosure-title{ display:flex; align-items:center; gap:8px; font-size:16px; font-weight:800; color:var(--ink); margin-bottom:12px; }
.foot-links{ margin-top:14px; display:flex; gap:16px; font-size:13px; }
.foot-links a{ text-decoration:underline; }
.foot-bottom{ margin-top:18px; display:flex; align-items:center; justify-content:center; gap:12px; }
.foot-logo{ height:40px; opacity:1; }
.foot-copy{ font-size:12.5px; color:var(--ink-soft); }

@media (max-width: 940px){
  :root{ --topnav-h:58px; --subnav-h:42px; }
  .topnav-inner{ padding:12px 16px; gap:10px; }
  .topnav-links{ display:none; }
  .topnav-cta{ display:none; }
  .topnav-brand .brand-main{ font-size:17px; }
  .topnav-brand .brand-sub{ font-size:11.5px; }
  .topnav-menu-btn{ display:flex; }
  .hero{ min-height:0; }
  .hero-flex{ padding:44px 20px; flex-direction:column; gap:32px; align-items:stretch; }
  .hero-side-col{ max-width:100%; }
  .hero-text-col{ max-width:100%; }
  .hero-bg-overlay{ background:linear-gradient(180deg, rgba(12,14,20,0.5) 0%, rgba(12,14,20,0.82) 55%, rgba(12,14,20,0.9) 100%); }
  .hero h1{ white-space:normal; }
  .hero-cta-row{ flex-direction:column; align-items:stretch; }
  .diff-slider{ min-height:130px; }
  .diff-slide strong{ font-size:21px; }
  .icon-nav{ grid-template-columns:repeat(3,1fr); padding:36px 20px; }
  .trust-section{ padding:14px 20px 44px; }
  .trust-grid{ grid-template-columns:1fr; gap:24px; }
  .marquee-track span{ font-size:18px; }
  .cat-detail-section{ padding:44px 20px; }
  .cat-detail-grid{ grid-template-columns:1fr; }
  .cat-solo-section{ padding:40px 20px 10px; }
  .plain-section{ padding:14px 20px 52px; }
  .end-cta{ margin:0 16px 56px; padding:30px 20px; }
  footer .footer-wrap{ padding:32px 20px 96px; }

  .mobile-cta-bar{ display:block; position:fixed; left:0; right:0; bottom:0; z-index:220; padding:10px 18px calc(10px + env(safe-area-inset-bottom)); background:var(--paper); border-top:1px solid var(--line); box-shadow:0 -6px 16px rgba(28,63,199,0.1); }
  .mobile-cta-bar button{ width:100%; background:var(--primary); color:#fff; border:none; border-radius:8px; padding:14px; font-size:15px; font-weight:700; cursor:pointer; }
  .mobile-cta-bar button:hover{ background:var(--primary-deep); }

  .modal-card{ padding:22px; }
  .insurer-row{ padding:13px 16px; }
  .insurer-row .name{ font-size:15px; gap:10px; }
  .insurer-row .right{ gap:10px; }
  .insurer-row .btn-line, .insurer-row .btn-solid{ font-size:13.5px; padding:7px 10px; }
}
@media (max-width: 480px){
  .icon-nav{ grid-template-columns:repeat(2,1fr); }
}